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Fire insurance policy protects you from financial loss if your house, factory, stocks
and other contents are damaged by Fire or by water, be it flood or extinguishment
water.
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Fire insurance policy is suitable for the owner of property, one who holds property
in trust or in commission; individuals/financial institutions who have financial
interest in the property. All immovable and movable property located at a particular
premises such as buildings, plant and machinery, furniture, fixtures, fittings and
other contents, stocks and stock in process along with goods held in trust or in
commission including stocks at suppliers/ customer's premises, machinery temporarily
removed from the premises for repairs can be insured.
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Different types of Policies are available to safeguard the assets such as:
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Fire, Allied Perils and Burglary
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Property All Risk
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Fire & Allied Perils and Burglary :
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The policy protects your property against the risks of Fire, Lighting, Explosion,
Storm, Tempest, Flood, Burst Pipe, Malicious Damage, Earthquake, Aircraft Damage,
Riot & Strike, Impact damage, Burglary etc
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Property All Risks :
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A wider form of cover compared to standard Fire and Allied perils policy. This is
an “All Risks” policy to cover accidental loss destruction or damage to the property
subject to specified exclusions.
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The Consequential Loss (fire) policy covers Loss of Gross Profit and/or increase
in cost of working due to reduction in turnover/output due to operation of peril
covered in the Standard Fire &Allied Perils Policy/Property All Risk Policy.
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What you can Insure:
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Gross Profit
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Direct Wages
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Standing Charges
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Auditor’s Fees
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Increased Cost of Working
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This Policy is a joint policy and cannot be taken separately without prevailing
Fire and Allied Perils or Property All Risk Policy.
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If you would like to know more please Contact us or
if you would like to get a quote Click Here.
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